KABAN is a fifteen (15) years to mature plan that provides you guaranteed and increasing planholder cash benefits starting on the 10th until the 14th plan anniversary, and high returns equivalent to one hundred forty percent (140%) net of the Contract Price upon full availment date. You are likewise protected with Credit Life, Total and Permanent Disability, Accidental Death and Disability, and Term Life Insurance.
To ordinary workers who have plans to travel abroad, finance a start-up business, or have a ready fund for emergencies, KABAN will ensure a return higher than bank deposits, while at the same time protect their hard-earned savings.
Use your money when you need it
No need to wait until Full Availment Date to use the fruits of your hard-earned money. Enjoy your guaranteed increasing Yearly Cash Benefits as early as the 10th year plan anniversary.
Protection for your family from the unexpected
Wealth of Savings – Kaban provides comprehensive protection for you and your family when the unexpected happens.
1. Credit Life and Disability Benefits - Waiver of installments due to death or total and permanent disability during the paying period or before the age of 70, whichever comes first.
2. Term Life - Aside from the guaranteed increasing Yearly Cash Benefits, the beneficiaries will also get Term Life Insurance coverage equal to one hundred percent (100%) of the Contract Price in the event of death of planholder due to natural causes during the paying or the waiting period or before the age of 70, whichever comes first.
3. Accidental Death and Disability – In case of death of planholder due to accidental causes during the paying period, the beneficiaries will get triple the investment with one hundred percent (100%) of the Term Life Insurance coverage and the two hundred percent (200%) of Accidental Death and Disability Coverage, plus the Yearly Cash and Maturity Benefits equivalent to one hundred forty per cent (140%) of the Contract Price on the 15th year plan anniversary.
Protect your money with Quick Paid-Up Benefit
Wealth of Savings – Kaban protects your money by providing a Quick Paid-Up Benefit if plan payments have not been completed. Quick Paid-Up Benefit will protect your savings if financial difficulties beyond your control happen.